Find out more about setting up an Investment Savings Plan.

Ph. 2393220 


Finance Corner – Ask the Expert

QUESTION: “According to recent headlines Irish banks are preparing to impose negative interest rates on personal banking customers. I’d like to find out more about what the alternatives are to leaving money on deposit in the bank.”

Over the last number of years, strong, positive investment market returns, coupled with record low interest rates for money held on deposit, has seen many people taking a little more risk to increase their chance of making a better return on their money. With an investment saving plan your money will be invested with a view to growing your savings.  You can still have access to your money at any time and you have a choice as to where your money is invested and how much risk you want to take. We know that taking the first step into investment markets can be daunting, that is where we come in. It’s our job to help guide you into making the correct decision for you about where to invest your money.

Savings policies offer medium to long-term investment option for your savings – ideally you should consider it for five years or longer. If you need access to your money, that is no problem as there are options available that give you access to your money without any penalties. You choose the amount you want to invest and the funds you want to invest in – there is now a wide choice of investment funds to choose from with options for those that are averse to risk to those that like a little more adventurous.  It is important to remember the value of your investment may go down as well as up.

How to apply:

  1. Get in touch by email or phone with any questions.
  2. Decide how much you would like to save – you can choose to invest a lump sum, a regular monthly amount or both.
  3. Complete a risk profile questionnaire & choose your funds – you will have access to an extensive range of investment funds with varied risk profiles. We can go through this with you and help you choose funds with a history of outperformance and ones that match your risk profile.
  4. Complete an application form – this can now be done online or over the phone with ourselves, all you need to send us is ID and proof of both your address and PPSN. You will be able to review your application before it is submitted by us on your behalf to the selected provider.
  5. Track your investment performance – this can be done online with the policy provider; we will also send you an email update every six months containing the value of your investment.
  6. You can switch funds, pause, or change the amount of your contributions easily at any stage.


Call Wayne or James to arrange your pension review 

Ph. 2393220 





The personal tax return deadline is at the end of October. Whether you are an employee, self-employed or a company director, it is an opportunity to review your taxes. This will ensure that you are claiming the credits you are entitled to and that you are not paying too much tax.

One of the best ways to reduce your tax liability is contributing to your pension. The earlier you start your pension the better, but it’s never too late. We recommend that each of our clients review their pension on an annual basis.

Calculate now what you may need to put away for later: