by shankillfs | Oct 8, 2024 | Uncategorised
Buying your first home in Ireland is a major life milestone, often filled with excitement and anticipation. However, many first-time buyers underestimate the full financial cost involved. While the house price and mortgage are often the main focus, several hidden...
by shankillfs | Sep 25, 2024 | Uncategorised
Additional Voluntary Contributions (AVCs) are a valuable tool for Irish workers looking to enhance their retirement savings. This article explores what AVCs are, how they work, and their benefits and considerations. What are AVCs? AVCs are extra contributions that...
by shankillfs | Sep 17, 2024 | Uncategorised
Life insurance is an essential financial tool that provides peace of mind and financial security for you and your loved ones. In Ireland, several types of life insurance policies are available, each designed to meet different needs and circumstances. This article...
by shankillfs | Sep 11, 2024 | Uncategorised
From first-time buyers navigating the property ladder to seasoned homeowners managing long-term loans, the importance of regularly assessing your mortgage cannot be overstated. Let’s explore why taking a strategic look at your mortgage agreement could lead to...
by shankillfs | Sep 3, 2024 | Uncategorised
In the aftermath of the 2008 financial crisis, Irish lenders and regulators have implemented stricter measures to ensure responsible lending practices. One crucial concept that has gained prominence is Demonstrated Repayment Ability (DRA). This article aims to explain...
by shankillfs | Aug 27, 2024 | Uncategorised
When investing, understanding your risk tolerance is a critical step in building a portfolio that aligns with your financial goals and comfort level. As financial advisors, we often find that risk tolerance is both misunderstood and underestimated, yet it plays a...
by shankillfs | Aug 13, 2024 | Uncategorised
Guide to Financial Planning for Beginners Financial planning might seem daunting, especially if you’re just starting out on your financial journey. However, it’s an essential skill that can help you achieve your life goals, whether they’re short-term...
by shankillfs | Jul 23, 2024 | Uncategorised
Securing a mortgage in Ireland can sometimes feel like a convoluted process, and let’s be honest, a stressful one. Understanding what lenders consider “no-nos” can help not only improve your application but also shorten it and make it less nerve-wracking. Here are...
by shankillfs | Jul 2, 2024 | Shankill FS - BLOG
Making smart decisions is crucial for financial stability and growth. However, even the most financially savvy individuals can stumble. Here, we outline some common financial mistakes and practical advice on how to avoid them. 1. Neglecting to Plan for Retirement The...
by shankillfs | Jun 26, 2024 | Shankill FS - BLOG
Planning for the Future For some of us, retirement feels like something in the distant future. However, planning and saving for retirement is a crucial step that can significantly impact your financial security and quality of life later. Most of us understand the...
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